What is an h06?

An HO-6 policy, also known as condo insurance, is a type of homeowners insurance for condo and co-op owners. An HO-6 contains coverage for your personal belongings, your liability, and special protection for improvements or alterations to the unit.

How do I find the actual cash value of my home?

The actual cash value of your home or personal property is calculated by subtracting depreciation from the replacement cost. Insuring property for its actual cash value means you receive what the item is worth at the moment of the loss, not what it costs to replace it with something brand new.

What is the difference between ACV and replacement cost?

The difference is that replacement cost insurance pays for the full replacement cost of your items, whereas actual cash value insurance only pays for the depreciated value. With replacement cost insurance, you’ll have enough money to replace your belongings.

Does insurance pay ACV or RCV?

If you have Replacement Cost Value (RCV) coverage, your policy will pay the cost to repair or replace your damaged property without deducting for depreciation. If you have Actual Cash Value (ACV) coverage, your policy will pay the depreciated cost to repair or replace your damaged property. Jul 22, 2021

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Does Irish Spring soap repel mice?

The bottom line is the perfumes in this soap tell mice, rats, chipmunks, and other critters to stay clear. Irish Spring comes in different scents and varieties, and I have found that as long as it is Irish Spring in general it will work just fine.

What smell will keep rats away?

Rats have a powerful sense of smell. You can repel rats from your home and garden with scents they dislike, such as clover, garlic, onion, hot peppers containing capsaicin, house ammonia, used coffee grounds, peppermint, eucalyptus, predator (cat) scent, white vinegar, and citronella oil.

How much does a 40 ft mobile home weigh?

Weight of the mobile home – According to Free Mobile Home Info, older mobile homes typically weigh between 35 to 40 lbs. per square foot, while newer manufactured homes weigh anywhere from 45 to 50 lbs. per square foot. That means if your mobile home is 800 square feet, it could weigh up to 40,000 lbs. Mar 9, 2022