What happens if I crash my car into a tree?
What happens if I crash my car into a tree?
If your car crashes into a tree and you damage the tree itself, you may also be responsible for removing and/or replacing the tree and fixing any surrounding damage (ruined grass from tread marks, etc.). In many cases, your property damage liability coverage will pay for these costs, up to your coverage limits.
What insurance protects you and your passengers from bodily injury?
Bodily injury liability coverage keeps other drivers and their passengers protected from unforeseen medical expenses when you’re at fault in a collision. Not only does bodily injury insurance financially assist injured parties, but it also keeps you from having to pay those costs. Dec 9, 2021
What four things can help lower your insurance premiums?
Listed below are other things you can do to lower your insurance costs. Shop around. …Before you buy a car, compare insurance costs. …Ask for higher deductibles. …Reduce coverage on older cars. …Buy your homeowners and auto coverage from the same insurer. …Maintain a good credit record. …Take advantage of low mileage discounts. More items…
What is the legal name for full coverage?
Comprehensive insurance, which covers certain damages to your vehicle that are not caused by a collision with another car (for instance, accidents related to weather, theft, fire and more).
What is the A.M. Best rating scale?
AM Best uses both qualitative and quantitative measures to assess an insurance company’s ability to pay claims and meet its financial obligations. AM Best’s financial strength ratings range from the highest A++ to B+, to 10 vulnerable ratings, ranging from B to S, with the lowest indicating a rating was suspended.
