What causes damage to home?

What causes damage to home?

According to data released Wednesday by insurance company Travelers, wind damage is the most common cause of homeowner’s insurance claims, ahead of hail, water, theft, fire and more. … 5 most common causes of homeowner’s insurance claims. Exterior wind damage 25% Hail 15% Weather-related water damage 11% Theft 6% 1 more row • Apr 6, 2016

What causes the most property damage?

Between 2012 and 2016, the most common causes of property damage for homeowners based on the claims made were: water and freezing damage, wind and hail damage, theft, fire and lightning damage, bodily injury, medical, and credit card damage (fraud or theft).

How do I protect my home from high winds?

Secure outdoor objects like furniture, gutters, and downspouts. SEAL CRACKS AND GAPS Prevent wind or water from coming in. Make sure caulking around windows and doors is in good shape and not cracked, broken, or missing. Fill any holes or gaps around pipes or wires that enter your building with a waterproof sealant.

What kind of house shape will protect you from a storm?

For roof shape, many engineers recommend hexagon or octagon shapes that help resist wind or hurricane damage. Jul 20, 2021

What should one do to stand against the wind?

If you’re at home, take refuge in the basement or go to a small interior room in the centre of the house. Don’t stand near doors or windows. If you’re outside in an open area with no shelter nearby, take cover in a ditch or hollow. Lay face down on the ground and protect your head with your hands.

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