What are the three main types of property insurance coverage?

What are the three main types of property insurance coverage?

There are three types of property insurance coverage: replacement cost, actual cash value, and extended replacement costs.

Is flood damage covered by homeowners insurance?

Your standard homeowners policy doesn’t provide flood coverage. It’s important to note that, as a rule, homeowners and renters insurance does not cover damage from flooding.

How can I tell if I have mold in my walls?

Five most common signs Odor – you smell something but just can’t see anything. You don’t feel good when your home and you feel better when your away. Constantly itchy nose, red eyes and sneezing. Staining on interior wall and base molding. Wall appears to be wet and damp.