What are 2 things not covered in homeowners insurance?

What are 2 things not covered in homeowners insurance?

Standard homeowners insurance policies typically do not include coverage for valuable jewelry, artwork, other collectibles, identity theft protection, or damage caused by an earthquake or a flood. Jul 12, 2021

What is not covered under homeowners insurance?

What is not covered? Destruction of property willfully. Damages to property due to wear and tear. Loss to property due to war.

What is the most important part of homeowners insurance?

The most important part of homeowners insurance is the level of coverage. Avoid paying for more than you need. Here are the most common levels of coverage: HO-2 – Broad policy that protects against 16 perils that are named in the policy. Feb 14, 2014

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