Is lemonade insurance a broker?

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Lemonade is actually two companies. It is a risk-bearing insurance company AND a brokerage firm. When you buy a policy from Lemonade, the 20% fee goes immediately to the brokerage firm.

Is my fridge covered on home insurance?

Your homeowners insurance policy covers much of your personal property, including large appliances, from specific perils like theft, fire or damage from a storm. This typically includes protection for your refrigerator, which can be a costly appliance to replace or repair if it is damaged.

Can I claim for new windows on house insurance?

Home insurance typically helps pay to repair damage from vandalism, hail, fire, theft and wind. So, if one of your window panes is broken by hail, for instance, you may be able to file a homeowners insurance claim on your dwelling coverage.