Is grout failure covered by insurance?

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If the caulk or grout in your shower or tub is cracked, water may leak. This won’t be covered by homeowners insurance since it is a maintenance issue. Apr 2, 2012

Why is my shower leaking through the ceiling?

Damaged O-rings, washers, or gaskets are usually to blame. When hair, soap, and other debris clog a shower drain, the water can’t go down the drain. If the tub or pan overflows, it could leak through the ceiling below. Over time, the rubber gasket under the shower drain can dry out, crack, and leak. Dec 8, 2020

Is a cracked shower base covered by insurance?

Generally insurance will not cover leaking showers caused by faulty, poor or non compliant workmanship, or where waterproofing has failed. Waterproofing will generally only fail if the shower has not been installed to comply with NCC or AS-3740-2010 requirements or if the shower has been poorly maintained. Mar 16, 2021