Is a tree falling on a car an act of God?

Is a tree falling on a car an act of God?

And in doing so, the tree falls on your neighbor’s house or car. Or swan statue. In this scenario, Force Majeure would not apply. You, not an Act of God, caused the tree to fall and damage your neighbor’s house, so your insurance would pay. Mar 9, 2018

What is not protected by most homeowners insurance?

Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won’t be covered.

What area is not protected by most homeowners insurance?

2. What’s NOT Covered On a Standard Homeowners Insurance … Earthquake and water damage. In most states, earthquakes, sinkholes, and other earth movements are not covered by your standard policy.

Is my fridge covered on home insurance?

Your homeowners insurance policy covers much of your personal property, including large appliances, from specific perils like theft, fire or damage from a storm. This typically includes protection for your refrigerator, which can be a costly appliance to replace or repair if it is damaged.

Is Geico a good car insurance company?

Yes, Geico is a good car insurance company for most drivers. Our annual study of car insurance rates found Geico is one of the cheapest car insurers in the country, coming in second in our ranking of the Cheapest Car Insurance Companies, and it manages to keep premiums low while still offering good customer service. Dec 17, 2021