Is a downstairs toilet classed as a bathroom for insurance?

Is a downstairs toilet classed as a bathroom for insurance?

Is a downstairs toilet classed as a bathroom for insurance? Yes, your downstairs toilet will be classed as a bathroom for insurance. Insurance quotes consider all en-suites, toilets, and wet rooms in your property as bathrooms.

Does carpet come under contents insurance?

Both carpets and rugs are covered as part of your contents insurance, however limits apply to carpets or rugs that are hand woven or hand knotted.

Are kitchen cabinets considered structural?

Structural items, on the other hand, are things that are attached to the apartment or unit. Hardwood or tile flooring, counter tops, and other cabinetry are all considered part of the building. This also includes additional structures on the property such as fencing or outbuildings (like a shed or garage).