How old can your roof be in Florida?

Contents

If the roof on your home is 15 years old, your property insurance policy is at risk. Progressive Insurance is shedding roughly 56,000 policies on Florida homes with roofs older than 15 years, putting the squeeze on homeowners who are already finding it difficult or expensive to insure their houses. Feb 8, 2022

What is the new roof law in Florida?

The new law includes the following changes: Homeowners must file property insurance, supplemental insurance, or reopened claims within two years. If a roof is less than ten years old, the insurance company must fully cover a replacement. Oct 28, 2021

Will homeowners insurance pay for a new roof?

Most homeowners insurance policies cover roof replacement if the damage is the result of an act of nature or sudden accidental event. Most homeowners insurance policies won’t pay to replace or repair a roof that’s gradually deteriorating due to wear-and-tear or neglect.