How much is home insurance in Houston?

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The average Home Insurance premium in Houston is $1462 per year and this includes Hazard and Wind / Hail damage coverage. Generally speaking, the older the home is, the more expensive the Insurance policy is going to be. May 1, 2018

Is home insurance a must?

There’s no law that requires home insurance. But mortgage lenders do require you to get home insurance coverage before they will agree to finance your home purchase.

Does homeowners insurance cover water damage?

Under most standard home insurance policies, if water damage occurs suddenly or accidentally from a source inside your home, such as a busted pipe, it will likely be covered by your homeowners insurance. If the water comes from outside your home, it will not be covered by your standard policy.