How does insurance work after a house fire?
How does insurance work after a house fire?
If your house catches fire and the things inside it are damaged or destroyed, your personal property coverage will help to pay for the cost to replace your stuff, up to your personal property coverage limit.
What is not covered under fire insurance?
Exclusions Under Fire Insurance Policy in India No cover for loss/damage theft or expense incurred directly or indirectly caused by any kind of terrorist activity are not covered by the policy. No cover for damage due to war, invasion, civil war, commotion, mutiny warlike situations, etc.
Do you need separate fire insurance in California?
But if you live in an area that’s determined to be at high risk of fire damage, you may need to get separate fire insurance. Many insurance companies in wildfire-prone states like California and Washington won’t provide at-risk homes with standard fire protection. Jan 21, 2022
