Does house insurance cover damage to a Neighbour’s property?

Does house insurance cover damage to a Neighbour’s property?

In general, your home insurance policy should cover you for issues that aren’t your fault, including any damage your neighbour causes to your home as a result of an insured peril such as a fire or flood. In some cases, you may have to claim on your policy under accidental damage and pay an excess. Nov 24, 2021

Can you claim Restumping on insurance?

Usually, houses need restumping due to age, termite damage, or soil movement. In those cases, it’s unlikely your home insurance will cover the cost. However, if the stumps have been damaged by an insured event – for example, a pipe burst and caused significant water damage – you might be covered for restumping costs. Sep 29, 2021

How can I tell if I have mold in my walls?

Five most common signs Odor – you smell something but just can’t see anything. You don’t feel good when your home and you feel better when your away. Constantly itchy nose, red eyes and sneezing. Staining on interior wall and base molding. Wall appears to be wet and damp.

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