Does homeowners insurance cover other people’s belongings?
Does homeowners insurance cover other people’s belongings?
It pays to replace your belongings if they’re damaged or stolen. Homeowners insurance also covers your personal property, meaning your clothing, furniture, appliances, and other personal items if they’re stolen or damaged by any covered perils listed in your policy.
What comes under property and casualty insurance?
Property and casualty (P&C) insurers are companies that provide coverage on assets, as well as liability insurance for accidents, injuries, and damage to others or their belongings. P&C insurers cover a number of things, including auto insurance, home insurance, marine insurance, and professional liability insurance.
Does homeowners insurance cover smoke damage from wildfires?
If your home was exposed to wildfire smoke and ash, you want to make sure it and its contents get properly inspected, tested, cleaned/treated and restored to pre-exposure condition. Damage to your home and possessions by smoke and ash is covered in your home policy.
