Does home insurance cover mold?

Does home insurance cover mold?

Key Takeaways. Mold coverage isn’t guaranteed by your homeowners insurance policy. Typically, mold damage is only covered if it’s related to a covered peril. Mold damage caused by flooding would need to be covered by a separate flood insurance policy.

Does home insurance cover boundary walls?

It also covers any permanent fixtures in your home like built-in wardrobes, kitchen surfaces, taps, basins, baths and showers. Our buildings insurance includes cover for outbuildings, boundary walls, gates, pools, drives and paths as standard.

Does insurance cover garden walls?

As the garden falls within the boundaries of your home, buildings insurance will usually cover structural elements such as your shed, conservatory and any garden fences, gates or walls from damage. Oct 4, 2021