Does California homeowners insurance cover fire?
Does California homeowners insurance cover fire?
For example, FAIR coverage in California only covers damage due to fire and smoke, but not other perils like water damage or theft. As such, if you can get fire insurance from another source, it’s likely a better option. Feb 22, 2022
What should you not say to an insurance adjuster?
The top 5 things to not say to an insurance adjuster are admitting fault, saying that you are not hurt, describing your injuries, speculating about what happened, or saying anything on the record. Doing any of these things after a car accident can undermine your insurance and personal injury claim. Nov 23, 2021
Does homeowners cover smoke damage?
Yes – coverage for smoke and fire damage are both included in a basic homeowners insurance policy, aka HO3. The smoke doesn’t need to come from a fire within your house—smoke damage to your home from a neighbor’s fire is also covered. Your homeowners insurance will also cover you for damage caused by wildfires.
