Does Allstate have a hurricane deductible?

Does Allstate have a hurricane deductible?

Allstate’s 5% hurricane deductible only kicks in when wind speeds exceed 100 miles per hour. Meanwhile, State Farm’s deductibles are 2% or 5% and can apply to storms with lower wind speeds of 74 miles per hour. Oct 29, 2012

Is storm damage covered by house insurance?

Does home insurance cover storm damage? If you have a buildings and contents insurance policy for your home, it will almost certainly cover some level of storm and weather damage. This means if your home is damaged by very bad weather, your insurance provider should cover the cost of repairs.

How does hurricane deductible work?

Hurricane deductibles are what you pay for home repairs after hurricane damage and are usually higher (much higher) than a regular home insurance deductible. For example: If you have a house fire, you would pay the amount of your regular deductible toward repairs—let’s say, $1,000. May 28, 2021