Do you have to have homeowners insurance in Florida?

Do you have to have homeowners insurance in Florida?

Florida law does not require the purchase of homeowners’ insurance, but most people want to insure the largest investment they may ever make – their home.

Does Florida have flood insurance?

Yes! Everyone in Florida is eligible for flood coverage as everyone lives in a flood zone. Qualifying for the National Flood Insurance Program (NFIP) coverage will depend on your flood zone and community where the property is located.

Is storm damage covered by house insurance?

Does home insurance cover storm damage? If you have a buildings and contents insurance policy for your home, it will almost certainly cover some level of storm and weather damage. This means if your home is damaged by very bad weather, your insurance provider should cover the cost of repairs.