Do I need wind insurance in Florida?

Do I need wind insurance in Florida?

It’s free, simple and secure. Wind insurance isn’t mandatory in Florida, but your mortgage lender may require it. Regardless of whether it is required for you, windstorm insurance is a good consideration for Florida homeowners, given that the state regularly experiences strong winds, hurricanes and other storms. Dec 8, 2021

Does Florida have flood insurance?

Yes! Everyone in Florida is eligible for flood coverage as everyone lives in a flood zone. Qualifying for the National Flood Insurance Program (NFIP) coverage will depend on your flood zone and community where the property is located.

Does homeowners insurance cover hurricane damage in Florida?

Coverage for Wind Damage Most homeowners’ insurance policies in Florida cover damage caused by windstorms, hurricanes, and hail, unless you sign to specifically waive the coverage.