Do grandchildren qualify for USAA?

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Grandchildren are eligible for USAA membership, but only if their parents (the son/daughter of the grandparent who served in the military/met the eligibility requirements from above) established a membership with USAA.

Will USAA drop me for 2 accidents?

USAA accident forgiveness is per policy, not per driver. As a result, if one driver on a shared policy caused an accident in the past five years, the other drivers on the policy cannot have separate accidents forgiven. Mar 11, 2021

Will my insurance go up if someone hits me USAA?

USAA states that most customers won’t experience higher premiums if they’re in an accident that wasn’t their fault. Your USAA insurance rates will only rise if you caused an accident; as indicated in the chart above, USAA will increase annual full coverage rates about $600 on average. Oct 16, 2020