Are kitchen units contents or buildings?
Are kitchen units contents or buildings?
Insurance policies usually consider fixtures and fittings (for example a fitted kitchen or a bathroom suite) as buildings, while carpets are usually covered under contents insurance.
What is bedroom rated insurance?
‘Bedroom rated’ – the insurer works out the amount of contents cover you need (the ‘sum insured’) based on the number of bedrooms you have.
What does contents cover include?
Contents insurance covers the financial cost of repairing or replacing your household personal possessions and furnishings, such as curtains, furniture, white goods, stereo, TV, computers and other electrical appliances, clothing, jewellery, sporting equipment and even toys.
Is home insurance mandatory in Ireland?
Home insurance You are not obliged by law to insure your home but if you have a mortgage, most lenders will insist that your house is appropriately insured. In general, your insurance should cover contents as well as the structure of your home. Aug 22, 2019
Why would your home insurance increase?
Costs and discounts The greater the insured value of your buildings and contents, the higher your premium will be. The location of your home. Insurers may charge more for homes in areas where there is a high rate of burglary or areas prone to flooding.
