Are earthquakes covered by homeowners insurance?

Are earthquakes covered by homeowners insurance?

Your homeowners insurance typically protects your dwelling and other structures and contents from damages due to fire, smoke, lightning, hail, theft and other exposures as described in your policy. Earthquake damage, however, is typically excluded from homeowners insurance policies.

Does Lemonade deny claims?

We will never be in conflict with our customers, and never make money by denying their claims. Tweet this!

Who underwrites Lemonade?

Underwriting at Lemonade Powered by tech, Lemonade is able to collect about 100x more data-points per customer than traditional insurers (whether online or through the app).

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