What is the difference between per claim and per occurrence deductible?

What is the difference between per claim and per occurrence deductible?

You’d be right if your policy is written with a ‘per occurrence’ deductible. … On an occurrence basis, the event that caused the loss is the “”occurrence,”” therefore, one deductible applies. On a per claim basis, one event may involve multiple claimants; therefore, a separate deductible applies to each party to the claim. Jul 22, 2016