Does having a baby go towards deductible?

Does having a baby go towards deductible?

Don’t get wrapped up in “”family”” deductible and out-of-pocket-max amounts. The baby counts as the mother, so you’ll just be liable for the mother’s deductible and max-out-of-pocket. For the mom’s prenatal care and delivery, some doctors and hospitals will charge one lump sum and others will charge by doctor visit. Dec 9, 2016