Which HealthInsuarance should get in 2025? Confused. Please Help!
I am 25 in Utah and my employer does not do my insurance. My estimated income for 2025 is 82K. All the millions of agents that have called me are encouraging me to get the UnitedHealth Choice plus PPO network which no doubt is cheaper (around 100$). On the public marketplace my cheapest option is 347$/month (UofU Bronze Plan). I am interested in the Select Health Value Benchmark Expanded Bronze Select Copay Plan – HMO. I have the details for the plan below. I want some advice on if the UHC is a good plan and can be trusted (I do not like the words fixed indemnity and underwritten since they sound confusing) or should I spend some bucks on the marketplace. I have no health issues. I am really confused. Please Help.
SELECT HEALTH EXPANDED BRONZE
Monthly premium
$392.77
Health deductible
$0
Drug deductible$3,500
Your estimated all-in$8,791
Out-of-pocket max$9,200
Doctor visits$45
Generic drugs$30
UHC PLAN DETAILS: https://drive.google.com/file/d/1KXiQrq1OO4o1Di_jsgK8i5nqyojbQ5wj/view?usp=sharing
submitted by /u/Late_Bridge8828
[comments]
