What’s my best option?

Hi there. I’ve had really good health insurance for about 2 and a half years now. I live in California and I have it through CoveredCA.

When I first got this health insurance I wasn’t making barely any money due to being sick. I paid $10/month for the premium with my discounts when the actual premium is $480/month.

This year I’m fucked really. I’m on track to make about 60k for the year so even though I’m paying $10/month right now I’m going to owe $470/month for every month this year come tax season.

My question is, what are my options? My work doesn’t offer health insurance. I can’t change jobs. I couldn’t get anything nearly as much as I make with this one since I got the job through a connection so that’s not an option. I called my health insurance advisor and we were going through the plans and even the lowest horrible plan is like $350 a month where you still pay your soul anyway at the hospital so what’s even the point downgrading $100/m if I pay $50 for an ER visit for example vs 10k lol.

What do people do? Honestly. I can’t stomach paying almost 6k for health insurance annually. I’m just fucked huh?