Was I doubled charged?
I went to the dentist (in network) a few of the services I received were not covered by insurance which I was informed by the dentist and gladly agreed to.
The total was $509 and I owed the “estimated patient payment of $178” out of pocket. I filed a claim for repayment through my HRA for the $178 as this was a qualified claim. After the claim was processed the remaining balance in my HRA was $189.
Once the dentist submitted the claim and insurance processed it the new “negotiated total” was $346. Insurance covered $170 and the patient balance was $176 for the same services that I paid $178 for on the day of the visit. The insurance company paid the $176 balance out of my HRA leaving me with $12 in the HRA.
I believe either I should be refunded the $176 by the HRA or $178 by the dentist
TLDR : See breakdown
Contracted Dental Amount : $346
Amt. Paid by Insurance: ($ 170)
Amt. paid by Patient HRA (through CC Reimbursement and direct HRA Payment): ($354)
Patient Net : ($178)
submitted by /u/Icy_Faithlessness418
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