Used my secondary insurance as my primary in 2022, BCBS did an audit and now I’m being charged thousands of dollars by doctors offices.
In 2022 I had a BCBS plan through my work as well as a BCBS plan though my parents(which ended at the end of 2022). At all of my doctors visits I used by parents plan(secondary) to bill all my medical charges. This year BCBS did an audit and now I’m being charged over 10,000 dollars in medical bills and I don’t have the money to cover that. I wasn’t aware that I did this and I didn’t even know such an ordeal would be an issue. I don’t have any of my plan information from them but I’m going to contact HR tomorrow and try to get that from them. Will BCBS reprocess these bills through the correct primary account even though that plan is now canceled or am I totally fucked??? I’m literally in a panic right now as these bills could crush me if I’m charged in full. Any advice will be of help.
Edit: To add another question: so far I’ve been sent back two bills from doctors that equal close to 10,000 and there is a big list of visits that include one trip to the emergency room. If these stack up to equaling multiple tens of thousands of dollars is there so way I can plea out of this situation or will I have no choice but to pay everything if full if BCBS refuses to cover under the policy I should have used. I also currently have united healthcare. If BCBS won’t cover would it be possible to use the coverage I currently have to against these bills?
submitted by /u/PublicEnemyNumber_01
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