Turning 26 and not sure about income info?

Hello all, so I work in a medical office and have a pretty solid understanding of how health insurance works, but I’m in a situation regarding my own insurance that I’m not sure about how to navigate.

So this October I turn 26. I’ve been on my parent’s health insurance because my employer does not offer any health benefits. I live with my parents currently but next month (July) I’m moving out to live on my own. My parents will claim me as a dependent this year (just as they always have) since I’ll have been living at home the majority of the year. I’m looking into healthcare.gov marketplace plans for myself and I know that I am eligible to apply for a plan up to 90 days before my birthday, which will be coinciding with my move out date in July.

When I started looking at the application, they asked me if anyone’s claiming me on their taxes and asked for my parents’ info and income information as well as the info for my younger siblings. However, when I eventually actually submit the application and later turn 26, I will be living fully independently. So my question is, how do I go about filling out the application? Of course I’d rather them go off of my solo income rather than my parents’ income to maximize any subsidies, but is it a requirement that for this year I HAVE to include all of my parent information since I’m being claimed as a dependent this year despite me living on my own by the time this actually happens? Should I say no one is claiming me? I appreciate any insight anyone may have and I apologize if any of this is hard to follow.

Thank you!

Edit to add that I live in Texas if that’s relevant info.

submitted by /u/twinfawn
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