Trying to find out what options I have for health coverage.

Tl;dr: I pay $87 bi weekly with a $50 HSA contribution for a HDHP that covers pretty much nothing. Deductible is 5700 and all visits (excluding preventative visits) are at 30% co-insurance after I meet my deductible. I make (roughly) $31,000 AGI located here in Texas. Is it even worth attempting to get subsidies from ACA?

My Tl;Dr pretty much summed up every. My plan is legit awful. A single visit to my PCP is 70 bucks for just the visit, not including labs and such. I want to see if I could maybe get subsidies for state health insurance BUT based off of what I’ve seen so far, the 87 bi weekly is still considered affordable, which it is, but the benefits of the plain are seriously god awful. The other plans my work offers are insane. 260 bi weekly for the PPO Low plan.

In terms of my overall health package (including dental, HSA contribution and hospital coverage) comes out to 160 every month.

Does anyone know anything that i can do/try? Most packages offered by the state on the low end are 260 per month with no subsidies, which isn’t bad but some of my coworkers who are smarter than I are getting coverage from the state for like 20 bucks a month.

Any and all help is greatly appreciated!