Significant Increase in marketplace premiums

I am seasonally employed in a corporate job from December-May and spend the rest of my year traveling. I’ve been on this schedule for a few years now. For legal purposes my “permanent address” is my mom’s address in Texas, so during my time off I buy insurance through the ACA marketplace using that address (the rest of the year I get coverage from my employer). I am a healthy person who has never had more than a few hundred in annual healthcare costs, and because of this I always go with the cheapest “disaster plan” option for the summer just to limit my out of pocket to $9K and make sure I don’t go bankrupt if I fall off a mountain or get hit by a car.

In the past, I’ve always bought marketplace insurance from Bright Healthcare at a sticker rate of $120/mo that comes out to $80/mo when adjusting for tax credits based on income. This year I will make too much to receive any credits, so I was expecting to pay about $120. When I went to look into marketplace plans this year, I was shocked to see that Bright Healthcare has left the state, and the cheapest option I will have is a United plan for $260/month. Has anyone else experienced similar premium increases? This will be over 3x what I am used to paying, and I’ll get basically no coverage for it. Do I have any other options?

Thanks for your help.

Edit from Automod recs: Age: 28 Income: Approx $115K/yr (all concentrated during Jan-June, not evenly spaced) Zip: TX, Houston area

See also  I changed my name, my insurance provider is delaying changing it in their system, and it's causing problems