I hope I used the right flair, throwaway for other reasons. I am 29F, living in CA, I make about 40k a year now since I care for my grandma and can’t work like I used to

I had a serious medical issue and had to have an ambulance called. My insurance sent me an EOB check and I know it’s supposed to be for the ambulance bill. You can scold me for this but I was out of work, I also care for an aging grandparent with dementia. So I really used most of it on other things.

I planned on going back to work and paying tb equivalent of the check on the bill. My insurance told me to deposit the check and pay the ambulance company. Said company sent me a letter basically saying may I please send the check and EOB to them within 30 days or else they may pursue legal action, credit reporting, etc, I’ll be responsible for attorney fees, etc.

My question is, why do they want the actual check when the check was made out to me and my insurance even told me to deposit it? I know I was irresponsible for not sitting on the money. But I had a seizure and continue to have them so I just needed some extra cash. I know that wasn’t a bright idea and I will have to come up with the equivalent of the check soon. I’m just confused about them wanting the check? Because? I will send them the EOB in the mail because the EOB has a voided like screenshot of the check attached but I’m still a little confused

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submitted by /u/Throwaway33incognito
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