Really worried about this; I keep making stupid decisions

Today I (24) went to the optometrist (eye doctor). My glasses (frames and lenses) were covered under my health insurance policy held by my father. I’m still under the maximum age to be covered, but I am an adult.

However, during the brief questionnaire, the assistant asked me if I smoke; I don’t smoke, but I do vape occasionally, but she said “oh, so yes” and put it down as smoking anyway.

After doing some research I realized that vaping in general and smoking cigarettes are both counted as smoking tobacco under insurance policies. I’m under my Dad’s insurance for two more years. I’m sure that by having me on his insurance, he put that I’m a non-smoker, yet I admitted to this lady that I vape (I didn’t specify what substance).

What I’m scared about is being accused of insurance fraud, and getting myself or my dad in trouble. If anything happens it would ruin my life and be traumatizing, and I would probably have a mental breakdown or worse. I talked to my dad and he doesn’t think it’s a big deal so he won’t do anything; he just thinks I’m being obsessive.

I can’t take it back now, so what do I do? I don’t want to go to jail or lose my insurance policy. I’m so stupid and I hate myself.

submitted by /u/spoodydoo
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