rate my insurance
idk what i’m doing. i lost my medicaid (bc i turned 19 a few months ago) so im technically still in a speciality enrollment period. someone from ushealth called and applied to a plan for me. honestly unsure how any of it works, if i made the right decision, idk im young, i just need help and second opinions. also would like to add the reason for getting insurance is to take out my nexplanon birth control and have it put back in so if anybody knows if this plan covers that, that’d be great. i also make too much to qualify for medicaid or anything similar. i was quoted a $330 monthly premium with no deductible. $0 coinsurance. from my understanding i have a “provider discount” automatically and those fixed indemnity benefits pay on top and i get whatever’s left over. my benefits also roll into the next year. and from my understanding i think • Accident Protector • MedGuard III • PremierAdvantage Fixed Indemnity. is all included but idk i’m still waiting on my agent to answer me back. (once again idk what exactly the plan is called or anything. also is there a penalty for cancelling or can i cancel anytime? thanks