Rant from a 19 yr old on Health Insurance

So on July 1 my medicare coverage stopped. I applied but i exceeded the income limit. the thing is that I am a high-user for heatlhcare. I have a history of a critical coarctation of the aorta, bicuspid aortic valve, and a small perimembranous ventricular septal defect. I also have a pacemaker inplace and apparently I have a small leak in one of my valuves or something like that and most likely I am going to have surgery to replace it with a cow or pig valve when im way older. I was supposed to have my normal cardiologist appointment tomorrow but I postponed it till next month because all though I could pay the $5908 all up front tomorrow. I want to start off with the (I hope) least expensive appointment which is my one year pacemaker check up. The clinic only gave me an estimate for the echo so i just pray to god that its less than $3000.

Like why cant we have fucking universal healthcare. People like me should absolutely have free fucking health care. Like I thought health insurance was like you pay a premium and then everything is taken care of. but no it’s not. I currently have common ground and I have to reach a deductible of around $2,300 and I’ll definitely meet that tomorrow.

so i just hope that by next month the insurance will come into play but what the fuck. Im literally 19 and I would have paid $5908 for a echo. like what the fuck. Also i’m supposed to get surgery within the next 2-3 years because they need to change my battery for my pacemaker and I honestly might not work for 3-6 months before the surgery and apply for medicare because i cant even imagine how much that would cost. Like what do you mean I have to save up around $5000 each year to pay off one appointment that I need. Also sometimes i also do go to the emergency room and shit. like last year in May I had to go to the hospital to get treated for Strep viridans bacteremia with risk of endocarditis. like holy fuck IMAGINE IF I WAS 19 AT THAT TIME I can’t even imagine. Like I’m honestly considering moving to the next state over because their income limits for medicare are higher. this is fucking insane. i hate it here. lol