Hi, I'm a 26 year old woman and I'm trying to sort through having my own insurance for the first time. I have Aetna through my employer and my account says it will only cover a physical once every 24 months for my age range. Is that legal? I thought all plans have to cover a physical once a year under the ACA.

Copied and pasted the exact text from the website below:

Routine physical exam & immunization

This is a visit to a PCP or pediatrician when no signs of illness are present. Immunizations are injections (shots) you get to prevent disease. Some examples are flu shots, measles, mumps and rubella.

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Cost Sharing & Additional Details

DEDUCTIBLE WAIVED YOUR PLAN PAYS 100% 7 NUMBER OF EXAM MAXIMUM TO AGE 12 MONTHS FOR 3 MAXIMUM FROM AGE 12 MONTHS TO AGE 24 MONTHS FOR 3 MAXIMUM FROM AGE 24 MONTHS TO AGE 36 MONTHS FOR 1 MAXIMUM PER 12 MONTHS UP TO AGE 22 YEARS FOR 1 MAXIMUM PER 24 MONTHS FROM AGE 22 YEARS TO AGE 65 YEARS FOR 1 MAXIMUM PER 12 MONTHS FROM AGE 65 YEARS AND OVER submitted by /u/hr027315
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