Overwhelmed and depressed at the offered plans

I was laid off and COBRA was too expensive. I'm Texas, 30s, female, mostly healthy. I have anemia, fibroids, endometriosis, and need mental health therapy. I eventually want to have surgery to remove endometriosis lesions.

High premiums, that barely cover any portions on visits, don't over telemedicine, trying to pick which of my current doctors/clinics I'm willing to sacrifice because I either will have 2 that are in network or 15. I love Kelsey Seybold, but they only accept 2 of the marketplace plans, two which don't cover any of the other doctors or clinics I like going too. It's such bullshit. Why am I having to pay $300-500 just to end up paying most of the care costs???

How do y'all sort through this mayhem? I've been on this website for hours and still can't decide. I know I can change plans next enrollment period, but I feel stuck and I'm afraid that I may not be able to access doctors or clinics I need when something happens. I don't want to choose the wrong plan then be stuck with until open enrollment, which is also bullshit because if a company puts out a shitty plan I should be able to leave when I want.

submitted by /u/jcebabe
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