Moving to California (Enrollment Questions)

Hi all,

Unfortunately I was recently laid off from my job in NY and am going to move home to live with my parents in CA while I look for work out there. As I understand it this will qualify me for Covered California insurance, which looks much more appealing than the COBRA I would get through my former employer (like $400 versus $1000). I’m not planning on actually arriving in CA until November 6 or so, and would like coverage to start on December 1 if possible. Could you brilliant people help me with a few questions?

Can I still elect into the COBRA plan within the 45 day window, just to have it in my back pocket, and then not pay the premium/cancel once my CA healthcare begins?

Do I have to wait until I actually arrive in CA (early November) to apply for Covered California insurance? I assume so.

Is there anything I’m missing here? The process actually seems pretty convenient with the open enrollment so I’m concerned that there’s a “gotcha” somewhere.

Thank you!!