Hi everyone! I really need help with a medical bill I just received. Any and all advice is greatly appreciated!

I went to the ER a few weeks ago for what I can only assume was a migraine. I don’t usually get migraines so I didn’t know what was happening or really what to do. I tried to wait it out it but after 24 hours of a terrible headache and trying to get rid of it on my own (tons of Advil, caffeine, hot compress, cold compress, etc) my symptoms worsened to neck and back pain and the chills and I got scared and had someone take me to the ER in the middle of the night. I was there for 2-3 hours, mostly resting but they did give me a few medications through an IV and gave me a covid test, flu test and urinalysis. I still wasn’t feeling great when I left but they told me it should go away within a few hours and it eventually did.

I thankfully have health insurance but wasn’t expecting the bill to still be this high. The total before insurance is $8894.66 and after insurance I still owe $1558.91. Is there anything I can do to get this lowered? I have absolutely no idea what to do. Would I contact the hospital? The insurance company? Any idea what I can say? I’m sure they offer payment plans but if I end up needing to pay the bill in full I’d rather just pay it all at once. Any other ideas? Thank you so much for reading and any suggestions you have!

Benefits Summary from Your Insurance

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Blue Shield

Billed to Insurance=$8,894.6

Insurance Covered=-$7,335.75

Remaining Responsibility=$1,558.91

Coinsurance=$1,558.91

Pharmacy=$205.66

Sodium Chloride 0.9 % (Ns) Parenteral Solution (0990-7983-09) – J7030 (HCPCS)=$20.00

Diphenhydramine 50 Mg/Ml Solution (63323-664-00) – J1200 (HCPCS)=$30.00

Metoclopramide 5 Mg/Ml Solution (0409-3414-18) – J2765 (HCPCS)=$30.00

Dexamethasone 4 Mg/Ml Solution (0641-6145-01) – quantity: 8 – J1100 (HCPCS)=$60.00

Sodium Chloride 0.9 % (Ns) Parenteral Solution (0990-7983-09) – J7030 (HCPCS)=$20.00

Ketorolac 30 Mg/Ml (1 Ml) Solution (0338-0072-25) – quantity: 2 – J1885 (HCPCS)=$45.66

Other=$3,720.00

HC IV Inf Hyd Ea Add Hr – quantity: 2 – 96361 (CPT®)=$570.00

HC Therapeutic IV Push Initl – 96374 (CPT®)=$825.00

HC Thera IV Push Ea Add Drug – quantity: 3 – 96375 (CPT®)=$2,325.00

Lab Services=$1,269.00

HC Preg Screen Blood – 84703 (CPT®)=$268.00

HC Iadna Sarscov2& Inf a&B Mult Amplified Probe Tq – 87636 (CPT®)=$786.00

HC Urinalysis-Complete – 81001 (CPT®)=$145.00

HC Urine Culture – 87086 (CPT®)=$70.00

Emergency Services=$3,700.00

HC ER Level IV – 99284 (CPT®)= $3,700.00