Is this insurance good for pregnancy? Health Net Bronze 60 HDHP Ambetter PPO

My wife is 23 weeks pregnant due mid December and we just got a notice in the mail that we no longer qualify for Medi-Cal due to the income limit and our insurance will be expiring at the end of the month so now we are trying to choose a plan that’s best for pregnancy on CoveredCA. M

We are both still in our 20’s and just got out of our parents health insurance before switching to medi-cal so we have very limited knowledge on the best route to go. This plan is a decent monthly premium and we are both healthy individuals and I figure we would hit the out of pocket max for the birth of the baby so this good be a good plan for us? Please advise. Thank you in advance!

Health Net Bronze 60 HDHP Ambetter PPO

MONTHLY PREMIUM $546.86 /month

YEARLY DEDUCTIBLE $7000 /year (Individual) | $14000 /year (Family)

OUT-OF-POCKET MAXIMUM $7000 /year (Individual) | $14000 /year (Family)

PRIMARY CARE VISITS 0.00% Coinsurance after deductible

GENERIC PRESCRIPTION DRUGS 0.00% Coinsurance after deductible

PRENATAL CARE IN-NETWORK COST No Charge

DELIVERY AND MATERNITY CARE INPATIENT FACILITY FEE IN-NETWORK COST 0.00% Coinsurance after deductible

EMERGENCY TRANSPORTATION IN-NETWORK COST 0.00% Coinsurance after deductible

EMERGENCY ROOM PROFESSIONAL FEE IN-NETWORK COST 0.00% Coinsurance after deductible

URGENT CARE IN-NETWORK COST 0.00% Coinsurance after deductible

submitted by /u/Willing-East4882
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