Is this insurance good for pregnancy? Health Net Bronze 60 HDHP Ambetter PPO
My wife is 23 weeks pregnant due mid December and we just got a notice in the mail that we no longer qualify for Medi-Cal due to the income limit and our insurance will be expiring at the end of the month so now we are trying to choose a plan that’s best for pregnancy on CoveredCA. M
We are both still in our 20’s and just got out of our parents health insurance before switching to medi-cal so we have very limited knowledge on the best route to go. This plan is a decent monthly premium and we are both healthy individuals and I figure we would hit the out of pocket max for the birth of the baby so this good be a good plan for us? Please advise. Thank you in advance!
Health Net Bronze 60 HDHP Ambetter PPO
MONTHLY PREMIUM $546.86 /month
YEARLY DEDUCTIBLE $7000 /year (Individual) | $14000 /year (Family)
OUT-OF-POCKET MAXIMUM $7000 /year (Individual) | $14000 /year (Family)
PRIMARY CARE VISITS 0.00% Coinsurance after deductible
GENERIC PRESCRIPTION DRUGS 0.00% Coinsurance after deductible
PRENATAL CARE IN-NETWORK COST No Charge
DELIVERY AND MATERNITY CARE INPATIENT FACILITY FEE IN-NETWORK COST 0.00% Coinsurance after deductible
EMERGENCY TRANSPORTATION IN-NETWORK COST 0.00% Coinsurance after deductible
EMERGENCY ROOM PROFESSIONAL FEE IN-NETWORK COST 0.00% Coinsurance after deductible
URGENT CARE IN-NETWORK COST 0.00% Coinsurance after deductible
submitted by /u/Willing-East4882
[comments]