Is this a QLE?

Feeling so frustrated right now. I’ve been uninsured since last January, when I lost my job. My husband was also jobless. I got on Medicaid — until I got a new temporary job through an employment agency in March, and my husband got a part time job. I make ~37k and my agency doesn’t provide health insurance.

I reported our increase in income to Medicaid, and shortly after, got a cancellation notice. At this time we were just getting back on our feet and I didn’t think we could afford a private plan, so I didn’t use the QLE (medicaid cancellation) to enroll in a marketplace plan within 60 days.

My husband finally got a full time job in July, signed up for a Cigna plan for both me and him, but his employer said the policy won’t actually start until September. Then he unexpectedly got fired this month. Is it a QLE that he lost his job, even though the healthcare policy didn’t technically start yet?

I just turned 30 in July so I can’t even sign up for a catastrophic plan apparently. Fml

submitted by /u/KeyConsequence3828
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