Is there a common policy regarding therapy coverage across differing insurances?

I live in California and I have Aetna insurance. I started with 1 session a week, then 2 sessions a week due to the severity/decline of my mental health. Always needed to just pay $30 copay per session.

I recently hit my OOPM so my sessions have been "free" (no more copays). Because of that, I decided to ask my therapist if there's any bandwidth to see me more than 2 days in a week. She said she can make it happen. But now I start to wonder if insurance will cover this many sessions.

I have asked member services multiple times and not once did they give me a straight-forward answer. They just tell me that I have coverage for mental health services, and fees that I have to pay, but never can give a direct answer on any limitations/parameters. Which could be my answer. But it wasn't cleared like a yes or no. And they always say they can send me a copy of my mental health benefits but it's always a written email of "xx copay I pay for in-network and out-of-network". And there's nothing about mental/behavioral services on the site.

submitted by /u/ihavecloroxwipes
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