Is it true that dental insurance companies only issue payment in installments to the doctor? Cause I will lose insurance in November but treatment will start in September

Hello all,

I am up to date on my check ups and cleaning.

I just started a new job this month but the following month, I am leaving for another job.
My current job covers dental and orthodontist procedures such as braces.

I want to start invisalign again. I had it in the past, 2017 but a trip to Turkey set me back when I lost a tray. My current new job covers upto $2,000 on adult braces. The new job in October covers only 50% of orthodontist procedures.

I now know that I can combine both insurance but one doctor I spoke to told me insurance won't pay their portion up front. So If I start treatment this month, and let's say my treatment cost is 5K, Aethna DMO covers the $2K. Aetna DMO won't pay the $2k upfront but installments. Is this true?

September Insurance: Aetna DMO

October New Insurance: Aetna DMO 50% of cost or Metlife PDP $2,000 lifetime. I need to choose when I start in October.

submitted by /u/Lexapro89
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