Insurance is completely unaffordable compared to previous years wtf

Without getting into a bunch of details I just need to rant because I feel so trapped like I have no way out.

Between my partner and I and our child we have a lot of doctor visits and are paying off quite a bit of debt from last year when my partner had thyroid cancer and treatment on top of the year before that emergency gull bladder removal. And I have diabetes that requires constant treatment and now our child is having a lot of ENT dr issues so yeah. Both of us work full time and make decent money for our area, not rich by any stretch but we’re getting by a little better than paycheck to paycheck. Currently both of jobs offer health insurance BUT for the 3 of us to be on either would take about half of EACH PAYCHECK and the coverage it would give for that is a joke. I’ve tried applying for our states specific Medicare but I’m told that we earn too much so we’ve used the marketplace for several years now without any major problems. Now this year open enrollment hits and the current plan we’re on if we stay on it is tripling in price and will be completely unaffordable for us. And the plans that are close to what we’re paying now won’t cover anything we need, and Dr visits would be extremely expensive. I’m just lost and angry. I always disliked the US healthcare system and now I hate it. And I can’t even vote with my wallet on it because my family needs it. Like wtf. Now going through the marketplace if I take off one of our jobs, it shows we can afford everything based on the tax credit. So basically if I just quit my job we can get assistance to pay for healthcare but then I couldn’t pay other bills so like wtf now I can’t afford healthcare

The only alternatives I’ve found that could even remotely work have no listed doctors or practices within 1.5hrs of where I live or work. It’s like doctors don’t want to accept cheaper insurance options. And I’ve learned to not trust the formularies from insurance companies because they will outright tell me on the phone that what I read on their own Website is outdated. And some offices listed as in network by the insurance company won’t accept that insurance and insurance says “just because they’re in network doesn’t mean they accept our plans, we just have them approved as providers we’re able to pay”

I hate america and the healthcare system.

I’m sorry it’s a rant I just hate everything right now.