Immigrant 23 year old male trying to get inusrance since i am in a contract job.
Please healp me out with with this since this is my my first health insurance in usa have no idea.
I am trying to find good healt insurance which covers me most of the things and realtively at good price.Since i earn more than 60k a year i am not eligible for ACA plans.After loking at marketplace for few days i found may agents pitching the same plan for me from United health care.
montly 137$ no vision and dental inculded .
( it has low premium beacuse it is a private plan and need to get arrpoved,since you dont have any medical conditions and you are young you will be approved )- words from agent
0 dedcitbles
3000 max out of pocket
doesnt cover mental issues
but the brocher they me have three different section
PremierAdvantage
The PremierAdvantage Fixed Indemnity Plans provide first dollar payments for covered healthcare services without a
calendar year deductible having to be first satisfied. These plans utilize the nationwide UnitedHealthcare Choice
Plus Network and pay the stated benefit amount, regardless of expenses incurred. Plus, you can buy more coverage if you
need it through PremierMed, the catastrophic safety net, without additional underwriting! Ask your Agent how!
Coverage Selected:
Primary Insured: Plan 1
For more detailedinformation- click below:
Popular Plan Features
PremierMed
The PremierMed Plan provides comprehensive outpatient and inpatient short term medical expense coverage and also
utilizes the nationwide UnitedHealthcare Choice Plus Network. After a $3,000 deductible is met, which is less than the
typical deductible available on either an ACA bronze or silver plan in the federally facilitated marketplace, 100% of incurred
expenses for covered sickness and bodily injury is paid.
But, why pay for comprehensive medical expense coverage until you need it?
With the PremierAdvantage Plan and the Well-GIST Rider providing each insured with the guaranteed right to upgrade to the
comprehensive medical coverage of PremierMed, you don’t have to buy comprehensive coverage until you need it.
For more detailedinformation- click below:
Popular Plan Features
AccidentProtector- Accident Bodily Injury Medical Expense Coverage
AccidentProtector is an accident medical expense coverage insurance plan, designed to help fill the gap of out-of-pocket
expenses you may incur as a result of accidental bodily injury. The plan pays up to the selected accident medical expense
amount after the applicable deductible is met.
Primary Insured: $500.00 Deductible with $10,000.00 Accident Coverage
if anyone nedded can send you the full pdf which has lot of detailed information to look into it.
submitted by /u/Cheap-Buy-3693
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