If you were curious, here are the 2024 health insurance plans offered to the salaried home office associates of Walmart in Arkansas (USA)

"I'm sO gLaD tHaT i LiVe In A cOuNtRy WhErE i GeT tO cHoOsE mY hEaLtH iNsUrAnCe PrOvIdEr."

I'm sure this is 'better insurance' than some of the horse shit offered to many people living in the United States, but this still feels like a steamy pile of horse shit.

/endrant

(Please ignore the quotes around dollar amounts, converting from Excel to markdown was infuriating)

Plan Names Premier Plan – Northwest Arkansas Contribution Plan – Northwest Arkansas Saver Plan – Northwest Arkansas Mercy Arkansas Local Plan BlueAdvantage of Arkansas ALT Network BlueAdvantage of Arkansas ALT Network BlueAdvantage of Arkansas ALT Network UMR Associate only $34.50 $97.50 $38.50 $53.00 Associate + spouse/partner $174.50 $329.80 $182.70 $221.20 Associate + child(ren) $55.30 $137.50 $60.40 $82.90 Associate + family $204.70 $353.20 $210.90 $261.60 Walmart’s annual max contribution / Associate only None $250 credited to your HRA HSA match: up to $350 None Walmart’s annual max contribution / Associate + dependent(s) None $500 credited to your HRA HSA match: up to $700 None Annual deductible in-network care / Associate only "$2,750 " "$1,750 " "$3,000 " "$1,750 " Annual deductible in-network care / Associate + dependent(s) "$5,500 " "$3,500 " "$6,000 " "$3,500 " Annual out-of-pocket maximum in-network care / Per person "$6,850 " "$6,850 " "$6,650 " "$6,850 " Annual out-of-pocket maximum in-network care / Entire family "$13,700 " "$13,700 " "$13,300 " "$13,700 " Annual out-of-pocket maximum out-of-network care/Per person None None None No out of network coverage Annual out-of-pocket maximum out-of-network care/Entire family None None None No out of network coverage In- network primary care doctor visit $35 copay 75% covered after deductible 75% covered after deductible $35 copay In-network specialist doctor visit $75 copay 75% covered after deductible 75% covered after deductible $75 copay In-network behavioral health visit $35 copay 75% covered after deductible 75% covered after deductible $35 copay Virtual doctor visit $0 copay Doctor On Demand by Included Health $0 copay Doctor On Demand by Included Health $0 copay Doctor On Demand by Included Health $0 copay Doctor On Demand by Included Health In-network eligible preventive care 100% covered no deductible 100% covered no deductible 100% covered no deductible 100% covered no deductible Certain serious conditions through Centers of Excellence 100% covered no deductible 100% covered no deductible 100% covered after deductible 100% covered no deductible In-network diagnostic tests 75% covered after deductible 75% covered after deductible 75% covered after deductible 75% covered after deductible In-network advanced imaging 75% covered after deductible for alternate network providers 75% covered after deductible for alternate network providers 75% covered after deductible for alternate network providers 75% covered after deductible for alternate network providers In-network urgent care $75 copay 75% covered after deductible 75% covered after deductible $75 copay Emergency department 100% covered after deductible and $300 copay 100% covered after deductible and $300 copay 100% covered after deductible and $300 copay 100% covered after deductible and $300 copay In-network hospitalization 75% covered after deductible 75% covered after deductible 75% covered after deductible 75% covered after deductible Generic drugs $4 copay $4 copay $4 copay after deductible $4 copay Brand-name drugs $50 or 25% of allowed cost * $50 or 25% of allowed cost * $50 or 25% of allowed cost after deductible * $50 or 25% of allowed cost * Specialty drugs* $50 or 20% of allowed cost * $50 or 20% of allowed cost * $50 or 20% of allowed cost after deductible * $50 or 20% of allowed cost *

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submitted by /u/AmbitiousYak4557
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