If I lost my job but still had decently high savings, would I be stuck paying for full priced health insurance?

I'm a bit confused reading some contradictory info on here – some saying you qualify for this or that program and some saying you don't. So, let me give a quick background:

I'm in my mid 20s, no preexisting conditions, employed full time, and no plans to quit. However, I am also SO anxious about the what ifs with my job, like if I get laid off out of nowhere being sort of at the bottom of the food chain in an entry level job. No matter what I'll have these worries, so I'm trying to think through the backup plan if something happens.

If I have high savings but didn't have any income, would I just be stuck eating through savings on full price coverage? When I switched jobs last, I had a month gap of coverage and it cost over $400 to stay on my previous employer's plan. Wouldn't have to pay a similar amount? Would it depend on my state? (Currently in PA)

Thank you!

submitted by /u/Ari321983
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