I was offered a job and asked for time to review the benefits and offer in writing. I am confused by all of it.

https://ibb.co/37P0T6H -the states listed with asterisks do not apply to me- What do they mean preventative care is 100% covered but your PCP is only 70% covered after the deductible is met? Isn’t scheduling an annual visit with them a part of preventative health care? Can someone please dumb this down for me? I currently have ok benefits and know I’ll likely never get offered with something amazing but what is the general consensus on this offer letter summary? They say more explanation will be offered if I accept but I can’t find anything regarding this “plan” or an EOB anywhere online; it only links me to HSA accounts and FAQs. I am in therapy regularly, have a preexisting medical condition, and a young son that is fearless and accident prone so I want to make sure I’m making an on par or better choice than what I currently have. I appreciate any help on understanding this!

submitted by /u/Simple_Entrance1996
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