I need serious help, this is urgent
This is a long read so I apologize in advance.
In 2021 went to an orthopedic to get some assistance with my neck, I had pain and I didnt feel like I should sit and do nothing about it/wait for it to go away. I go to the orthopedic and I give them my insurance card. Little did I know it was the wrong insurance card, it was my dental insurance(they never told me it was wrong). They see me and do nothing just touch my back and sent me home.
A year goes by and I get a letter in the mail saying I owe $1K for the appointment, I was confused because I had insurance/full coverage. So I found out a year later I gave them the wrong insurance. I call my insurance that I had which is Emblem I tell them I need them to take care of the bill, they said they would. 1 year later and the bill gets sent to collections, they never paid it despite them saying they would via phone.
I call emblem again and they tell me about “timely filing” how you have to file within a specific time frame, they said I can appeal which I did. I never got any updates, they just told me they would handle it.
Now in 2024 the attorney is taking me to court, the fees I owe is still 1,000. I shouldn’t have to pay for a service I was insured under especially since neither my insurance nor the doctor told me I had the wrong insurance card, until a year later.
So here I am asking if there’s anything I can do? Any suggestions? The Attorney thats taking me to court said I could pay in full then try and get the insurance to reimburse me.