I lost insurance last year. I don't qualify for Medicaid anymore. I'm having some health problems and I need to visit a doctor and get help, but I can't afford to pay out of pocket. I don't make much. I take care of a sick elderly relative and can't work full-time right now. Collectively we barely are able to cover the bills and feed ourselves properly.

I tried going on healthcare marketplace and the plans they showed me were way too expensive. There is no way I'll be able to afford even the lowest priced plan they showed me. I'm at a loss right now. I don't know what to do. The lowest plan they showed me was still almost $300 a month and there is no way I can afford that. I could probably manage $100 or less right now. Anything beyond that is something I just cannot consistently cover every single month. I already live very frugally to be able to pay the bills and keep us fed and have enough gas to get to work and to all my relative's doctor appointments.

I don't really have familial support. Nobody has taught me anything about health insurance. I have no idea what I'm doing. I was always just on state insurance growing up and never really had to deal with it until now. I'm only 24 and it seems like any insurance for someone my age is going to end up being expensive. I could really use some advice from someone who actually knows what they're doing. Thank you in advance for any insight or advice anyone can offer. Even if someone can just explain how all this works because I am so insanely confused.

See also  If Expanded Federal Premium Tax Credits Expire, State Affordability Programs Won’t Be Enough to Stem Widespread Coverage Losses

Edit: I forgot to add info that may be important. I'm 24, living in the central FL area, my monthly income is usually between 700-1000 a month depending on how many hours I can get. After bills and necessities, though, I'm not left with much.

submitted by /u/throwawayanon323
[comments]